Laws & Regulations
The NC Credit Union Division is charged with governance of state-chartered credit unions within NC by the following NC General Statutes (NCGS). Below you will also find information on Rules Review, as well as links to helpful resources.
State Laws
The following NC General Statutes govern credit unions, the Division, and the Commission. Clicking on an item below will allow you to view the statute from the NC General Assembly's website.
NC General Statutes
- Chapter 24. Interest. Article 1. General Provisions
- Chapter 24. Article 2. Loans Secured by Secondary or Junior Mortgages
- Chapter 54. Article 14A. Formation of Credit Union.
- Chapter 54. Article 14B. Supervision and Regulation.
- Chapter 54. Article 14C. Powers of Credit Union.
- Chapter 54. Article 14D. Membership.
- Chapter 54. Article 14E. Direction of Affairs.
- Chapter 54. Article 14F. Savings Accounts.
- Chapter 54. Article 14G. Loans.
- Chapter 54. Article 14H. Insurance and Group Purchasing.
- Chapter 54. Article 14I. Investments.
- Chapter 54. Article 14J. Reserve Allocations.
- Chapter 54. Article 14K. Change in Corporate Status.
- Chapter 54. Article 14L. Taxation
- Chapter 54. Article 14M. Confidential Information.
- Chapter 54. Article 14N. Foreign Credit Unions.
- Chapter 54. Article 15. Central Associations.
- Chapter 54. Article 15A. Corporate Credit Union.
- Chapter 54. Part 4. Credit Union Commission.